{"id":498,"date":"2015-07-21T12:13:21","date_gmt":"2015-07-21T09:13:21","guid":{"rendered":"https:\/\/bkm.com.tr\/?page_id=498"},"modified":"2026-03-12T10:18:15","modified_gmt":"2026-03-12T07:18:15","slug":"komiteler","status":"publish","type":"page","link":"https:\/\/bkm.com.tr\/en\/about-bkm\/bkm\/committees\/","title":{"rendered":"Committees"},"content":{"rendered":"<p><\/p>\n<p><strong>Operations and Technology Committee<\/strong><\/p>\n<p>The Operations and Technology Committee has been established with the aim to constitute the common standards and rules between the banks that carry on business of card payment systems in the domestic market, to prepare the specification, procedure and regulations pertaining to the card payment system and to follow up the technological developments and laydown the conditions of application in the domestic market.<\/p>\n<p><strong>Market Development Committee<\/strong><\/p>\n<p>The Market Development Committee has been established with the aim to develop projects in relation to card payment systems aimed at increasing the card demand, expanding and encouraging card utilization by the card holders, to make market researches, arrange training activities, and to prepare the communication materials for the associated merchants of the BKM member banks. The Market Development Committee performs further works for expanding the market of the merchants which accept credit cards as means of payment and for directing the advertisement campaigns and press announcements to be made for this purpose.<\/p>\n<p><strong>Business Development Committee<\/strong><\/p>\n<p>The Business Development Committee has been established with the aim to serve the annual objectives set by the Board , identify new business opportunities, products, services and technologies in the field of payment systems and formulate development strategies based on scope and standard recommendations,\u00a0 as well as common needs arising from the industry, product management and committees,\u00a0 conduct feasibility analyses in the development of new businesses, products and services, evaluate potential investments and manage projects accordingly,\u00a0 closely monitor domestic and international technological advancements in the payment systems industry, identify innovative solutions suitable for the sector and create roadmaps for the implementation,\u00a0 evaluate potential new applications and services to expand the market, going beyond the improvement of existing systems, design innovative solutions and facilitate the introduction of new products and services to the industry.<\/p>\n<p><strong>Security Committee<\/strong><\/p>\n<p>The Security Committee has been established for the purpose of providing preventive solutions against counterfeit\/ fraud related to card payment system in Turkey, setting the security measures, and contributing to the legal arrangements, standards, specifications, rules, procedures and regulations to be executed for this purpose and continuing and strengthening the relations with the General Directorate of Public Security.<\/p>\n<p><strong>Chargeback Rules And Arbitration Committee<\/strong><\/p>\n<p>The Chargeback Rules and Arbitration Committee<strong>\u00a0<\/strong>has been established with the aim to follow\u00a0the recent changes in chargeback rules, procedures and regulations of international payment systems and determine their effects on chargeback operations of domestic payment systems. In specific terms of chargeback, the committee is responsible for making domestic rules, specifications, procedures and guides, creating chargeback rules for upcoming products and services.<\/p>\n<p>Also works as an arbitration committee in domestic customer disputes, analyses the arbitration cases (for both credit and debit cards) occurring between two members upon the application of one member and make a decision for financial responsibility according\u00a0to BKM\/ Visa\/ MasterCard rules.<\/p>\n<p><strong>ATM Committee<\/strong><\/p>\n<p>The ATM Committee has been established with the aim to create a new scope and make standards for existing ATM Platform&#8217;s core operational principles for debit cards. The ATM Platform Committee is responsible for pricing between banks for the transactions, evaluating&amp; analysing marketing, business development and security issues for the ATM Platform, developing new applications, analysing customer needs (both banks and cardholders) and making new transaction flows.<\/p>\n<p><strong>Open Banking and FAST Layer Services Committee<\/strong><\/p>\n<p>To oversee the adherence to local and international Open Banking standards, ensuring their effective integration into Turkey.\u00a0To create insights and sub-working groups to enhance technical standards and processes for open banking products and technologies.\u00a0To maintain information flow to member institutions about operational and technological advancements.\u00a0To develop marketing initiatives to increase demand for open banking services.\u00a0To observe market dynamics and provide strategic recommendations.\u00a0To foster partnerships with stakeholders in open banking.\u00a0To track innovative applications in the sector.\u00a0To design and evaluate Open Banking and FAST Layer Services, ensuring technology advancements are incorporated and business models are developed to encourage innovation.<\/p>\n<p>&nbsp;<\/p>\n<p><strong>Arbitration Committee<\/strong><\/p>\n<p>Arbitration Committee is the Committee to which Members can apply for disputes that couldn&#8217;t be solved through dispute resolution process.<\/p>\n<p>&nbsp;<\/p>\n<p><\/p>","protected":false},"excerpt":{"rendered":"<p>Operations and Technology Committee The Operations and Technology Committee has been established with the aim to constitute the common standards and rules between the banks that carry on business of card payment systems in the domestic market, to prepare the specification, procedure and regulations pertaining to the card payment system and to follow up the [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":6,"menu_order":2,"comment_status":"open","ping_status":"open","template":"","meta":{"footnotes":""},"_links":{"self":[{"href":"https:\/\/bkm.com.tr\/en\/wp-json\/wp\/v2\/pages\/498"}],"collection":[{"href":"https:\/\/bkm.com.tr\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/bkm.com.tr\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/bkm.com.tr\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bkm.com.tr\/en\/wp-json\/wp\/v2\/comments?post=498"}],"version-history":[{"count":19,"href":"https:\/\/bkm.com.tr\/en\/wp-json\/wp\/v2\/pages\/498\/revisions"}],"predecessor-version":[{"id":10254,"href":"https:\/\/bkm.com.tr\/en\/wp-json\/wp\/v2\/pages\/498\/revisions\/10254"}],"up":[{"embeddable":true,"href":"https:\/\/bkm.com.tr\/en\/wp-json\/wp\/v2\/pages\/6"}],"wp:attachment":[{"href":"https:\/\/bkm.com.tr\/en\/wp-json\/wp\/v2\/media?parent=498"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}