{"id":8663,"date":"2024-01-22T14:06:05","date_gmt":"2024-01-22T11:06:05","guid":{"rendered":"https:\/\/bkm.com.tr\/?page_id=8663"},"modified":"2026-01-05T14:37:58","modified_gmt":"2026-01-05T11:37:58","slug":"odeme-iste","status":"publish","type":"page","link":"https:\/\/bkm.com.tr\/en\/products-and-services\/request-to-pay\/","title":{"rendered":"Request to Pay"},"content":{"rendered":"<p><\/p>\n<p><strong>What is Request to Pay (\u00d6\u0130) ?<\/strong><\/p>\n<p>Request to Pay (\u00d6\u0130) System is a value-added service that aims to improve customers&#8217; usage experiences in the Instant and Continuous Transfer of Funds\u00a0 (FAST) System.\u00a0<\/p>\n<p>The Request to Pay System is based on the principle that the payee customer requests payment from the payer customer, and the payer customer responds to this request.<\/p>\n<p><strong>Role of BKM in the Request to Pay (\u00d6\u0130) System:<\/strong><\/p>\n<p>BKM is the operator of the Request to Pay (\u00d6\u0130) System among Payment Service Providers.<\/p>\n<p><a href=\"https:\/\/bkm.com.tr\/wp-content\/uploads\/2024\/07\/Odeme-Iste-ENG-10.png\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-9199\" src=\"https:\/\/bkm.com.tr\/wp-content\/uploads\/2024\/07\/Odeme-Iste-ENG-10.png\" alt=\"\" width=\"846\" height=\"440\" srcset=\"https:\/\/bkm.com.tr\/wp-content\/uploads\/2024\/07\/Odeme-Iste-ENG-10.png 846w, https:\/\/bkm.com.tr\/wp-content\/uploads\/2024\/07\/Odeme-Iste-ENG-10-300x156.png 300w, https:\/\/bkm.com.tr\/wp-content\/uploads\/2024\/07\/Odeme-Iste-ENG-10-768x399.png 768w\" sizes=\"(max-width: 846px) 100vw, 846px\" \/><\/a><\/p>\n<p><strong>Request to Pay (\u00d6\u0130) Flow;<\/strong><\/p>\n<p>The Payment Request created is realized by checking the PSPs to which the relevant accounts of the parties are linked.<\/p>\n<p>BKM acts as the operator of the Request to Pay System among the relevant PSPs.<\/p>\n<p>Individuals or institutions receive payment request information via instant notification and receive a response regarding payment.<\/p>\n<p>Depending on the response given, the payment is triggered and directed to the appropriate payment system.<\/p>\n <ul class=\"press-list-styled accordion\">\n    <li>\n      <a class=\"ui-accordion-link acc1\">Participants in the Production Environment<\/a>\n        <div style=\"display: none;\">\n            <br \/>\n<table style=\"width: 99.9262%;\" width=\"344\">\n<tbody>\n<tr>\n<td style=\"width: 7.28863%;\" width=\"21\">1<\/td>\n<td style=\"width: 391.837%;\" width=\"323\">Ahlat\u00e7\u0131 \u00d6deme ve Elektronik Para Hizmetleri A.\u015e.<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 7.28863%;\" width=\"21\">2<\/td>\n<td style=\"width: 391.837%;\" width=\"323\">Akbank T.A.\u015e.<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 7.28863%;\" width=\"21\">3<\/td>\n<td style=\"width: 391.837%;\" width=\"323\">Aktif Yat\u0131r\u0131m Bankas\u0131 A.\u015e.<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 7.28863%;\" width=\"21\">4<\/td>\n<td style=\"width: 391.837%;\" width=\"323\">Albaraka T\u00fcrk Kat\u0131l\u0131m Bankas\u0131 A.\u015e.<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 7.28863%;\" width=\"21\">5<\/td>\n<td style=\"width: 391.837%;\" width=\"323\">Alternatif Bank A.\u015e.<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 7.28863%;\" width=\"21\">6<\/td>\n<td style=\"width: 391.837%;\" width=\"323\">Anadolubank A.\u015e.<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 7.28863%;\" width=\"21\">7<\/td>\n<td style=\"width: 391.837%;\" width=\"323\">BELB\u0130M Elektronik Para ve \u00d6deme Hizmetleri A.\u015e.<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 7.28863%;\" width=\"21\">8<\/td>\n<td style=\"width: 391.837%;\" width=\"323\">Burgan Bank A.\u015e.<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 7.28863%;\" width=\"21\">9<\/td>\n<td style=\"width: 391.837%;\" width=\"323\">Denizbank A.\u015e.<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 7.28863%;\" width=\"21\">10<\/td>\n<td style=\"width: 391.837%;\" width=\"323\">D\u00fcnya Kat\u0131l\u0131m Bankas\u0131 A.\u015e.\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 7.28863%;\" width=\"21\">11<\/td>\n<td style=\"width: 391.837%;\" width=\"323\">Enpara Bank A.\u015e.<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 7.28863%;\" width=\"21\">12<\/td>\n<td style=\"width: 391.837%;\" width=\"323\">Fibabanka A.\u015e.<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 7.28863%;\" width=\"21\">13<\/td>\n<td style=\"width: 391.837%;\" width=\"323\">Golden Global Yat\u0131r\u0131m Bankas\u0131 A.\u015e.<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 7.28863%;\" width=\"21\">14<\/td>\n<td style=\"width: 391.837%;\" width=\"323\">Hayat Finans Kat\u0131l\u0131m Bankas\u0131 A.\u015e.<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 7.28863%;\" width=\"21\">15<\/td>\n<td style=\"width: 391.837%;\" width=\"323\">ING Bank A.\u015e.<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 7.28863%;\" width=\"21\">16<\/td>\n<td style=\"width: 391.837%;\" width=\"323\">Kuveyt T\u00fcrk Kat\u0131l\u0131m Bankas\u0131 A.\u015e.<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 7.28863%;\" width=\"21\">17<\/td>\n<td style=\"width: 391.837%;\" width=\"323\">Lydians Elektronik Para ve \u00d6deme Hizmetleri A.\u015e.<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 7.28863%;\" width=\"21\">18<\/td>\n<td style=\"width: 391.837%;\" width=\"323\">Misyon Yat\u0131r\u0131m Bankas\u0131 A.\u015e.<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 7.28863%;\" width=\"21\">19<\/td>\n<td style=\"width: 391.837%;\" width=\"323\">Moka United \u00d6deme Hizmetleri Ve Elektronik Para Kurulu\u015fu A.\u015e<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 7.28863%;\" width=\"21\">20<\/td>\n<td style=\"width: 391.837%;\" width=\"323\">Odea Bank A.\u015e.<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 7.28863%;\" width=\"21\">21<\/td>\n<td style=\"width: 391.837%;\" width=\"323\">Parolapara Elektronik Para ve \u00d6deme Hizmetleri A.\u015e.<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 7.28863%;\" width=\"21\">22<\/td>\n<td style=\"width: 391.837%;\" width=\"323\">Posta ve Telgraf Te\u015fkilat\u0131 Anonim \u015eirketi<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 7.28863%;\" width=\"21\">23<\/td>\n<td style=\"width: 391.837%;\" width=\"323\">QNB Bank A.\u015e.<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 7.28863%;\" width=\"21\">24<\/td>\n<td style=\"width: 391.837%;\" width=\"323\">\u015eekerbank A.\u015e.<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 7.28863%;\" width=\"21\">25<\/td>\n<td style=\"width: 391.837%;\" width=\"323\">Sipay Elektronik Para ve \u00d6deme Hizmetleri A.\u015e.<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 7.28863%;\" width=\"21\">26<\/td>\n<td style=\"width: 391.837%;\" width=\"323\">TOM Kat\u0131l\u0131m Bankas\u0131 A.\u015e.<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 7.28863%;\" width=\"21\">27<\/td>\n<td style=\"width: 391.837%;\" width=\"323\">T\u00fcrk Ekonomi Bankas\u0131 A.\u015e.<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 7.28863%;\" width=\"21\">28<\/td>\n<td style=\"width: 391.837%;\" width=\"323\">Turk Elektronik Para A.\u015e.<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 7.28863%;\" width=\"21\">29<\/td>\n<td style=\"width: 391.837%;\" width=\"323\">Turkcell \u00d6deme ve Elektronik Para Hizmetleri A.\u015e.<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 7.28863%;\" width=\"21\">30<\/td>\n<td style=\"width: 391.837%;\" width=\"323\">T\u00fcrkiye Cumhuriyeti Ziraat Bankas\u0131 A.\u015e.<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 7.28863%;\" width=\"21\">31<\/td>\n<td style=\"width: 391.837%;\" width=\"323\">T\u00fcrkiye Emlak Kat\u0131l\u0131m Bankas\u0131 A.\u015e.<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 7.28863%;\" width=\"21\">32<\/td>\n<td style=\"width: 391.837%;\" width=\"323\">T\u00fcrkiye Finans Kat\u0131l\u0131m Bankas\u0131 A.\u015e.<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 7.28863%;\" width=\"21\">33<\/td>\n<td style=\"width: 391.837%;\" width=\"323\">T\u00fcrkiye Garanti Bankas\u0131 A.\u015e.<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 7.28863%;\" width=\"21\">34<\/td>\n<td style=\"width: 391.837%;\" width=\"323\">T\u00fcrkiye Halk Bankas\u0131 A.\u015e.<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 7.28863%;\" width=\"21\">35<\/td>\n<td style=\"width: 391.837%;\" width=\"323\">T\u00fcrkiye \u0130\u015f Bankas\u0131 A.\u015e.<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 7.28863%;\" width=\"21\">36<\/td>\n<td style=\"width: 391.837%;\" width=\"323\">T\u00fcrkiye Vak\u0131flar Bankas\u0131 T.A.O.<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 7.28863%;\" width=\"21\">37<\/td>\n<td style=\"width: 391.837%;\" width=\"323\">Vak\u0131f Kat\u0131l\u0131m Bankas\u0131 A.\u015e.<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 7.28863%;\" width=\"21\">38<\/td>\n<td style=\"width: 391.837%;\" width=\"323\">Yap\u0131 ve Kredi Bankas\u0131 A.\u015e.<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 7.28863%;\" width=\"21\">39<\/td>\n<td style=\"width: 391.837%;\" width=\"323\">Ziraat Dinamik Bankas\u0131 A.\u015e.<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 7.28863%;\" width=\"21\">40<\/td>\n<td style=\"width: 391.837%;\" width=\"323\">Ziraat Kat\u0131l\u0131m Bankas\u0131 A.\u015e.<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n&nbsp;<br \/>\n&nbsp;<br \/>\n\n<\/div>\n      <\/a>\n    <\/li> <\/ul>\n<p>&nbsp;<\/p>\n<p>You can find detailed information about the Request to Pay System via the <a href=\"https:\/\/odemeiste.github.io\/\">link<\/a>.<\/p>\n<p><\/p>","protected":false},"excerpt":{"rendered":"<p>What is Request to Pay (\u00d6\u0130) ? Request to Pay (\u00d6\u0130) System is a value-added service that aims to improve customers&#8217; usage experiences in the Instant and Continuous Transfer of Funds\u00a0 (FAST) System.\u00a0 The Request to Pay System is based on the principle that the payee customer requests payment from the payer customer, and the [&hellip;]<\/p>\n","protected":false},"author":27,"featured_media":0,"parent":1650,"menu_order":9,"comment_status":"closed","ping_status":"open","template":"","meta":{"footnotes":""},"_links":{"self":[{"href":"https:\/\/bkm.com.tr\/en\/wp-json\/wp\/v2\/pages\/8663"}],"collection":[{"href":"https:\/\/bkm.com.tr\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/bkm.com.tr\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/bkm.com.tr\/en\/wp-json\/wp\/v2\/users\/27"}],"replies":[{"embeddable":true,"href":"https:\/\/bkm.com.tr\/en\/wp-json\/wp\/v2\/comments?post=8663"}],"version-history":[{"count":50,"href":"https:\/\/bkm.com.tr\/en\/wp-json\/wp\/v2\/pages\/8663\/revisions"}],"predecessor-version":[{"id":10126,"href":"https:\/\/bkm.com.tr\/en\/wp-json\/wp\/v2\/pages\/8663\/revisions\/10126"}],"up":[{"embeddable":true,"href":"https:\/\/bkm.com.tr\/en\/wp-json\/wp\/v2\/pages\/1650"}],"wp:attachment":[{"href":"https:\/\/bkm.com.tr\/en\/wp-json\/wp\/v2\/media?parent=8663"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}