(TR) BKM olarak web sitemizi geliştirmek, kullanışlı, etkili ve güvenli hale getirmek amacıyla çerezler (cookie) kullanıyoruz. Sitemizde gezinmeye devam etmeniz halinde cihazınızdaki çerezlere erişebileceğimizi de kabul ediyorsunuz. Ayrıntılı bilgiye ve çerezleri engelleme yöntemlerine Çerez Politikası'ndan ulaşabilirsiniz.
A database that stores fraud notifications, authorization and clearing records of the sale and cash withdrawal transactions that are made in Turkey with domestic or international cards or that are made international transactions that made in abroad with domestic cards.
BKM Data Warehouse enables BKM and its members to analyze the records for fraud detection, market development or statistical works.
It is a database that ensures the details of merchants, which are included to Card Payment Sector, are consolidated in a single database and each merchant is assigned with a Unique ID and merchants are tracked with this unique ID.
It is the main system that enables IKS Participants to obtain an identity code specific to their merchants within the scope of the Regulation on Payment Services and Electronic Money Issuance and Payment Service Providers published in the Official Gazette dated 01/12/2021 and numbered 31676.
These are services that enable the payment service provider using the infrastructure service to IKS Participants to securely share data with the payment service provider providing the infrastructure through BKM web services.
Thanks to the API developed by BKM, BKM IKS participants and BKM Express merchants can automatically update the BIN list of the cards of all banks issuing cards in Turkey and offer advantages such as installments and points to their customers more efficiently. In summary, the system; It allows you to determine which bank the card that will pay for shopping transactions belongs to. This information is understood through the BIN value, allowing merchants to offer additional benefits such as installments and points to their customers. BIN API facilitates these operations by establishing the relationship between different systems electronically and saves time and resources for the participants. The relevant service is offered to BKM Merchant Registration System (IKS) participants and BKM Express merchants, without requiring BKM membership.
BKM Online is an internet based electronic system, prepared for communication and data sharing between BKM and its Members.
BKM Online System is composed of comprehensive subsections that are accessible by BKM and its Members according to predefined authorizations, such as Management, Documents, Reporting Applications, Committee Works, Services provided by BKM, and Business Calendars.
BKM generates several reports in different categories (credit card, debit card, cash withdrawal, shopping, merchant, sector, installments, on-us, not-on-us, domestic, international, EMV, MO/TO, e-commerce, etc.) for Payment Sector by consolidating the statistical data.
BKM shares these reports via BKM online with the members.
BKM Integration Web Services is an infrastructure service, through which Members can easily use BKM’s services. Members use their own web services to connect to BKM Systems and automate their internal processes.